Performing Notes in Today’s Market – Who’s Actively Buying, Holding, or Creating Them
2026 feels different for performing note investing – noticeably fewer individual investors active compared to prior years. Note buyer pools shrinking, less forum chatter, slower response rates on outreach.
Potential 2026 factors pushing investors out:
- Syndication/private equity returns beating passive notes?
- Servicing costs spiking with higher rates?
- Institutional funds dominating retail opportunities?
- Tax code changes or compliance burdens?
- Better risk-adjusted plays in ops-heavy deals?
Active note buyers – reality check:
- Fewer competing bidders in your deals this year?
- Target yields up/down vs. 2024-2025?
- Paper availability drying up or just pricing issues?
- Still viable for smaller investors ($50K-500K notes)?
Share your 2026 experience – dying niche or mispriced opportunity? One data point (yield shift, buyer count drop) appreciated.
#NoteInvesting #PerformingNotes #2026Trends