The lender didn't kill your deal.

[Jada Thoele]

Your delays did.

You have a balloon coming due.

Or a seller who was tough to negotiate with.

But here's what I've watched happen on more deals than I can count:

The lender doesn't miss the deadline.

The borrower does.

My team will ask for documents upfront and then we get:

• Bank statements sitting unsent for 4 days
• A GC who can't find his license
• A HUD that took a week to track down

And just like that, 7-14 days GONE.

And when the appraisal comes in low with no time left to contest it, you come to the closing table with more money out of pocket.

Because the loan amount dropped.

But the purchase price didn't.

That's not the lender's fault.

Because we don't control the timeline.

You do.

We go as fast as you give us what we need.

I'm not saying this to point fingers.

I just want to be part of your team — not the person you're frustrated with at the finish line.

We know exactly what we need to get this done by your deadline.

That's why you're working with us.

I know you're juggling more than just this deal.

And the seller isn't easy to deal with.

And the timeline isn't either.

But know that the biggest step to hit that deadline will come from you.

[Scott Wolf]

Quote from @Jada Thoele:

Your delays did.

You have a balloon coming due.

Or a seller who was tough to negotiate with.

But here's what I've watched happen on more deals than I can count:

The lender doesn't miss the deadline.

The borrower does.

My team will ask for documents upfront and then we get:

• Bank statements sitting unsent for 4 days
• A GC who can't find his license
• A HUD that took a week to track down

And just like that, 7-14 days GONE.

And when the appraisal comes in low with no time left to contest it, you come to the closing table with more money out of pocket.

Because the loan amount dropped.

But the purchase price didn't.

That's not the lender's fault.

Because we don't control the timeline.

You do.

We go as fast as you give us what we need.

I'm not saying this to point fingers.

I just want to be part of your team — not the person you're frustrated with at the finish line.

We know exactly what we need to get this done by your deadline.

That's why you're working with us.

I know you're juggling more than just this deal.

And the seller isn't easy to deal with.

And the timeline isn't either.

But know that the biggest step to hit that deadline will come from you.

 What?!?!?!?  The borrower is always right, and always prompt with documents.  I never have to request a single document more than once!

(now where is that sarcasm font when you need it?)