ROI calculation - live in before renting

1 Reply

Hello!

I am becoming familiar with the ROI calculators for investing in buy-and-hold real estate but I'm trying to wrap my mind around the math if I were to purchase a property with the intention to rent it but only after living in it a year or two first. How would that year or two live-in time affect the cash-on-cash return math? Would only the initial cash invested count in the calculations or would the year or two of mortgage payments I assume when I live there also be factored into the equation?

Thanks for your help!

Travis

I'm a teacher also. I teach math.  But know little about investing and am trying to learn.  I came across your question.  I think you could pay yourself fair rent and use those numbers.

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