How Soon Can One Refinance?

[Mike Ojo]

Hi,

If I were to invest in a fixer-upper, say a budget of $150k to buy and fix. How soon would I be able to refinance the property post renovations? the BRRRR strategy advises to refinance after 12 months, but can you refinance sooner?

- If original loan was a mortgage

OR

- If original loan was from private lender

Thanks.