No, figure about 5 point hit on your FICO
The financing I get from my lender is once a year for a credit check. I’d suggest shopping around for lenders or at least look into commercial lending if you aren’t already using it.
The credit check doesn’t hurt your credit too much I wouldn’t be concerned in your situation with only two checks.
When I had my credit check it affected me by lowering my credit 5 points. If you have high credit, such as 760 or higher I wouldn't be too concerned. If you're right at 740 or so, I understand your concern because that's generally the best interest rate cut-off.
I echo what everyone else is saying. About a 5 point hit that doesn’t drop off for about 2-3 years. I purchased 2 buy and hold Properties 2 months apart this year and the bank still had to run my credit since it had been longer than 30 days. Above 760 you should be fine, otherwise look at your report and see how you can bring it up.
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