PLEASE HELP!having a had time getting $ to rehab my property

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Hi,

I have a property that needs some major work done to it. No structural stuff, but its a pretty big job. I am new to this business and I bought the house trusting my broker at the time (who has since disappeared) He told me there would be no problem getting the rehab money out. Well, there was.(He was basically invisible once the deal for the house was done)

Anyhow, here is the deal. I bought it for 636, houses in the area are selling for around 850 and it is about 100 to fix the place. Once its fixed i planned on moving in and renting out the other units. Sounded great at the time, but now its months later and I still have not been able to get a loan/refi to fix the place. I have gone to about four or five other people and each time it does not pan out. Like i said, i am new to this and I am young, so i dont have much credit, but its a good score right below 700. That has been a factor in why I have been turned down.

So, what do I do? Hard money? find better lenders? constructino loan? bite the bullet? what? I have this great place that I cant live in until its fixed, but i cant seem to get the money. Anyone, please give me some suggestions. I am getting killed here!!!

thanks