How does acquiring a preforeclosure work in texas?

[Daniel Hixson]

I would like to get started investing on real estate. Ive looked at several auctions and while they have good deals. Ive noticed is possible to approach a home owner and work something out with them before theyre foreclosed. My question is if I were to come to an agreement with a distressed home owner. whats next? Do I need to pay their loan or how is it transferred to me. Ive tried contacting foreclosure re agents and all of them looked at me like they have no idea what im talking about and the rest don't feel comfortable with anything other than dealing with a traditional listed home. BTW this is in Texas. Ive also contacted a few RE Attorneys and they want to charge 200 just to talk to me even though I don't have a deal yet. 

[Wayne Brooks]

That’s probably the best $200 you can spend. 

A preforeclosure is like any other sale.....you just buy it. 

Their loan will not be “transferred” to you.