4-plex househack (I’m New)

[Nicholas Daniels]

I had a couple questions about Househacking with an FHA loan.

1.Would a fourplex be an good FHA househack?

2. If I put 3.5% down on a house that costs $300,000 (meaning I put ~$10,500 down) wouldn't I be benefiting from inflation? Because if the house appreciates by ~3% per year (inflation) that means I'd gain $9000 in net worth the first year, and have an ROI of ~85%? Am I really benefiting from inflation?

3. How much can you increase rents? Like if I remodel the units (has anyone done this and how successful was that).

4. Is a fourplex a good idea? I’ve heard many people say they wish they’d done it instead of a duplex?

5. Can I refinance to a conventional once I have 20% equity and do the entire process over again?

Thanks!