Finding all of this overwhelming!! Need help

[Sherree Ruston]

Hi Everyone,

My name is Sherree Ruston, and my husband (Todd) and I are trying to get this whole thing started.I have to say, I am a little overwhelmed when it comes to funding options and all. I have had so many emails and phone calls. So, COGO lending called me today. Does anyone know anything about them? Used them? 

We got approved for a conventional loan but don't have the 20% down we need for an investment property. I have had lots of different thoughts and I do keep reading, etc... But I am a person of ACTION and all this is driving me crazy. However, I do know I need some help getting started and may have to pay for that help. (which I don't like to do) 

Our GOAL is to own some single family homes and have 8-10 sr citizens live in them. I wonder, however; do I need to start with wholesaling?? I have learned alot about it, but still find myself STUCK! One thought we had was to rent out our home we live in now (and live in side yard in RV) or should we refinance this house and not have it FHA and then look for another ?

Anyway,  I just KNOW I need to do something instead of just keep researching! Any advice from you that have been doing this would be appreciated.

Sherree