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Updated almost 4 years ago on . Most recent reply

User Stats

274
Posts
81
Votes
John Matthew Johnston
  • Investor
  • Beaver Falls, PA
81
Votes |
274
Posts

Commercial Loan to Avoid DTI?

John Matthew Johnston
  • Investor
  • Beaver Falls, PA
Posted

We currently have 5 conventional loans in our name and I met a portfolio lender that tells me that we should start using commercial loans to avoid soon being stuck with DTI problems. I want to Refi out of 2 additional properties and as much as I like a fixed 30 year mortgage the lender is saying I'm about to cripple myself from scaling. Has anyone else moved to commercial to avoid DTI issues?

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