Existing loan not Freddie Mac Complaint - underwriter error
I had a call today where my loan servicer said that my existing loan ( financed in 2021 at 2.75%) was no longer complaint. The issue was with the underwriting. They assumed a bigger RSU component in my assests at the time of funding.
To resolve the loan officer offering a loan at 2.625% with no closing costs ( rolled into the loan aswell). They are also really pushing and going ahead with the loan application despite me telling them not to at the moment ( i have another renovation loan in the process which i do not want to get affected ).
My Q is, This seems to be quite odd. Has anyone had this before?