Financing help for 100% funding

[Victor Lanza]

I'm in a tough situation - I have over 100k of equity in my home that I wanted to tap into but I'm in the middle of a remodeling project that will impact an appraisal. 

I also have a deal that I've run the numbers on a hot market where I can make 50k-100k profit after rehab for a flip (I have 3 comps to support this sold this month) or I can make 3k/month in rent. Cost is 135k + 35k rehab. I have the contractors lined up (same team that worked on my home).

Seems like an awesome deal however, I cannot find any funding. I would require the full 170k. I've talked to HML which can only do 90% LTV even if they do 100% of the rehab. I've tried to get an unsecured loan as well but they require no loans or personal lines of credit in the last 6 months.

Do I just take another personal loan to come up with the 10% that a HML would not cover?

Are there any other options out there other than tapping into the equity of my home? The time it would take to do this, I would have lost the deal. 

Thoughts?

[Grace Maxwell]

Quote from @Victor Lanza:

Thanks @Charles Carillo makes sense. Seems like partnering would be the best way to go on this particular deal. Even better, let time pass by to become more liquid. 

@Grace Maxwell I did have the cash but I committed to remodeling the two properties I already own. I'll just have to wait to until the dust settles.

 Yes, that is what I am suggesting- if you got a construction loan on your properties you are in the process of renovating, you could use the cash you have allocated for that purpose for this acquisition.