Weirdest thing I have heard

[Zachary Stein]

HELLO BP!

My girlfriend Kay (her mom is cosigning instead of her) and I are supposed to be a few days away from closing and the mortgage lender comes and says this. Because her mother is not blood related with me,  either Kay and I need to come up with 25% of the sale price or Kay and I need to get legally married. I have never heard of this and it seems absurd to me. Can someone please weigh in on this?

[Jay Hurst]

Quote from @Zachary Stein:

HELLO BP!

My girlfriend Kay (her mom is cosigning instead of her) and I are supposed to be a few days away from closing and the mortgage lender comes and says this. Because her mother is not blood related with me,  either Kay and I need to come up with 25% of the sale price or Kay and I need to get legally married. I have never heard of this and it seems absurd to me. Can someone please weigh in on this?

 @Zachary Stein What type of loan are you applying for? Sounds like maybe an FHA loan trying to buy a multi-family is that correct?