Looking for financing options for LLC in central Pennsylavania

[James P. Malone]

I have been using traditional commercial loans (i.e. 20% down, 20 year amortization) to finance our real estate purchases through a credit union.  The lender has been a good partner but I am looking for potential alternative mortgage options or longer amortization terms given the current interest rates on the commercial loans.  I'm sure I'm not the only one that has encountered this situation and I'm looking for any suggestions / advice.  Should I look into an SBA loan or try to find a porfolio lender that may be able to offer different terms? 

[Robin Simon]

Agree with @Paul Defngin here - a DSCR loan is likely a good choice for you - they are typically 30-years fully amortizing or even 30-years with the first 10-years interest only payments