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Updated almost 3 years ago on . Most recent reply

David Mirza's profile image
David Mirza's profile image
David Mirza
  • Investor
  • from San Jose, California
  • Member since Oct 18, 2015

User Stats

54
Posts
29
Votes
David Mirza's profile image
David Mirza's profile image
David Mirza
  • Investor
  • from San Jose, California
  • Member since Oct 18, 2015
David Mirza
  • Investor
  • San Jose, CA
29
Votes |
54
Posts
Private Lending & Conventional Mortgage Advice

How is DTI calculated when mortgage is in spouses name?

David Mirza
  • Investor
  • San Jose, CA
Posted

I own a SFR rental property where I am the only one on the mortgage but title is held Jointly with my wife. My wife would now like to get a mortgage of her own :-). For the purposes of DTI calculations, will the mortgage that is in my name be counted as her debt too?

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