Skip to content

Let's keep in touch

Subscribe to our newsletter for timely insights and actionable tips on your real estate journey.

By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions
Followed Discussions Followed Categories Followed People Followed Locations
Private Lending & Conventional Mortgage Advice
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
Market Trends & Data
Buying & Selling Real Estate
Out of State Investing
Real Estate News & Current Events
Real Estate Technology
Investor Mindset
General Info
General Real Estate Investing
BiggerPockets Exclusive PRO Area
PRO
BPCON
New Member Introductions
Questions About BiggerPockets & Official Site Announcements
Off Topic
Starting Out
Real Estate Success Stories
Real Estate Horror Stories
Real Estate Strategies
House Hacking
BRRRR - Buy, Rehab, Rent, Refinance, Repeat
Commercial Real Estate Investing
Mobile Home Park Investing
Innovative Strategies
Multi-Family and Apartment Investing
Land & New Construction
Wholesaling
Rehabbing & House Flipping
Short-Term & Vacation Rental Discussions presented by
Tax Liens & Mortgage Notes
Medium-Term Rentals
Buying & Selling Small Businesses
Outdoor Hospitality
Landlording & Rental Properties
General Landlording & Rental Properties
Managing Your Property
Marketing Your Property
Tenant Screening
First-Time Home Buyer
Real Estate Professionals
Mortgage Brokers & Lenders
Contractors
Real Estate Agent
Financial, Tax, & Legal
Personal Finance
Creative Real Estate Financing presented by
Private Lending & Conventional Mortgage Advice
Insurance
Tax, SDIRAs & Cost Segregation presented by
Foreclosures
1031 Exchanges presented by
Goals, Business Plans & Entities
Legal & Legislation
Real Estate Classifieds
Classifieds
Real Estate Events & Meetups
Reviews & Feedback
Ask About A Real Estate Company
Real Estate Deal Analysis & Advice
Guru, Book, & Course Reviews
Syndications & Passive Real Estate Investing

Updated about 3 years ago on . Most recent reply

Luis Blanco's profile image
Luis Blanco's profile image
Luis Blanco
  • Realtor
  • from Fort Lauderdale, FL
  • Member since Feb 21, 2023

User Stats

14
Posts
5
Votes
Luis Blanco's profile image
Luis Blanco's profile image
Luis Blanco
  • Realtor
  • from Fort Lauderdale, FL
  • Member since Feb 21, 2023
Luis Blanco
  • Realtor
  • Fort Lauderdale, FL
5
Votes |
14
Posts
Private Lending & Conventional Mortgage Advice

First Time Home Buyers

Luis Blanco
  • Realtor
  • Fort Lauderdale, FL
Posted

I'm getting married next month and me and my spouse are looking to buy a duplex and househack. Would we qualify for FHA, or any other first time home buying programs that are available? She has a full time W2 job making decent wages. I'm currently self-employed and will be starting a full time W2 job soon.

1 Vote
Follow
7 Replies
Jump to Last Reply
Log In or Sign Up to Reply

Most Popular Reply

Ash Hegde's profile image
Ash Hegde's profile image
Ash Hegde
  • Lender
  • from Fort Lauderdale, FL (Lending in FL CT GA MI PA)
  • Member since Oct 10, 2022

User Stats

470
Posts
350
Votes
Ash Hegde's profile image
Ash Hegde's profile image
Ash Hegde
  • Lender
  • from Fort Lauderdale, FL (Lending in FL CT GA MI PA)
  • Member since Oct 10, 2022
Ash Hegde
  • Lender
  • Fort Lauderdale, FL (Lending in FL CT GA MI PA)
350
Votes |
470
Posts
Ash Hegde
  • Lender
  • Fort Lauderdale, FL (Lending in FL CT GA MI PA)
Replied

Congrats Luis! If you start a W2 and can show 2 year history of employment or full time school you should be able to use your new salary. You will also be able to use 75% of market value rents on the other side of the duplex to help qualify. 

1 Vote
Log In or Sign Up to Reply
Sort By:

Loading replies...