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Updated over 2 years ago on . Most recent reply

User Stats

48
Posts
13
Votes
Adriel Cisneros
  • Investor
  • Miami
13
Votes |
48
Posts

Will an unpaid collection and / or closed account count towards DTI ?

Adriel Cisneros
  • Investor
  • Miami
Posted

BP Family — 

How will a lender evaluate a FICO 8 score with numerous closed accounts? 

Is DTI only impacted by open revolving and non revolving accounts?

Alternative approach may rest with seller financing. 

AC


Most Popular Reply

User Stats

999
Posts
277
Votes
Jared Rine
  • Lender
  • Sacramento, CA
277
Votes |
999
Posts
Jared Rine
  • Lender
  • Sacramento, CA
Replied

@Adriel Cisneros...your DTI should not be affected by closed accounts if they don't require payments on them.

  • Jared Rine
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Jared Rine United Lending Partners
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3 Reviews

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