Personal Loan or HELOC

[Nathan Frost]

Hi, where is the best place to get a personal loan for about 20k?  Need to pay off two high interest credit cards.  

Also, who does HELOC loans? Comerica told me this but not sure it is right.

Hi, I am a title specialist with Comerica Bank. I am reaching out regarding the title report of your home. Currently, your mortgage is recorded as a home equity. In order to proceed with this line of credit we would have to pay off and close down your current mortgage. This will happen in the state of Texas if you took any cash out at closing or rolled in any closing cost. Please advise if you would like to proceed with paying off and closing your current mortgage.

[Jordan B.]

How about applying for a 18 month interest free card like Chase Freedom and rolling over into that?