Scam or Real

[John Thao]

Any and all lenders please see if this is a legit agreement.

[Doug Smith]

No way. First of all, "This loan calculation" is not a term that we use. They seem to be saying it's a single-pay note, or a "One-Pay", but the wording is sketchy. The kicker, however, is when they get to the 2% rate. Ask yourself this...the 10-Year US Treasury is trading at 4.060% right now. If you are an investor and the "risk free rate of return" is 4.060%, why in Heaven's name would you do a riskier loan at less than what you are pretty much 100% assured of getting your money back? No way this is real...SCAM ALERT!!!