Updated over 1 year ago on . Most recent reply

Private lending using self directed 401k
I presently have a 401k. I am wondering if I wanted to set it up to do private lending out of it and so set it up to be self directed, how do I handle the portion of funds that I don’t want to lend out?
For example, If I wanted to use 1/2 of it to do private lending, but not all of it, can I just conservatively invest the other 1/2? How does this look?
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Dmitriy Fomichenko
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Tax & Financial Services
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With self-directed 401k you have virtually unlimited investment options. You can use a portion for private lending, and for the balance, you have thousands of other investment options. Common investment choices include rentals, private placements, tax liens, precious metals, crypto, private businesses, etc.