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Updated 5 months ago on . Most recent reply

Kwanza P.'s profile image
Kwanza P.'s profile image
Kwanza P.
  • New to Real Estate
  • from Bay Area California
  • Member since Oct 9, 2022

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Kwanza P.'s profile image
Kwanza P.'s profile image
Kwanza P.
  • New to Real Estate
  • from Bay Area California
  • Member since Oct 9, 2022
Kwanza P.
  • New to Real Estate
  • Bay Area California
67
Votes |
178
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Private Lending & Conventional Mortgage Advice

HELOC on an Investment Property

Kwanza P.
  • New to Real Estate
  • Bay Area California
Posted

I made an offer on an STR property. It will need some repairs. I got a good deal. Can I take out a HELOC on an investment property to fund these repairs?

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    Ned Carey's profile image
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    Ned Carey

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    Ned Carey
    Ned Carey
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    Ned Carey
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    ModeratorReplied

    A HELOC is HOME Equity Line Of Credit. The key word is HOME. When looking for this I suggest you do not use the term HELOC but simply say a credit line secured by investment property.

    It m ay sound stupid but it is quite possible for a banker to say you can't get a HELOC when the same bank offers Investment lines of credit.

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