Question about source of Down Payment for Closing

[Maura Paler]

We have had a HECK of a ride getting financing for our 4th Vacation Rental, but are finally getting ready to close. 

We are using a conventional 15 yr investment loan through TD Bank. They want to see our 30% downpayment liquidated prior to setting the closing date. 

Question - my husband would like to borrow the $75K from our Etrade credit, he says it does not show up on our credit report so we should be fine

My feeling is that the bank is going to want to see which account was depleted of the $75K and that this borrowing will cause a problem. We of course could sell our stocks to get it, he does not want to. 

The bank has asked for every piece of paperwork you could think of during this process, so does anyone in the know....know? 

Thank you in advance - this has been a very stressful process and we don't want any more delays. 

Maura