About to shop for conventional 30yr fixed loan. Advice?

[Justin Cabral]

Hi guys, Looking for some direction... I am new to the forum and really excited about getting into the real estate investment space. At the same time I am upgrading from my current townhome to a larger single family as my primary residence. Should be putting an offer in any day now. I only know one direct lending officer. I do trust him and did the loan on my current townhouse as well as refinanced through him. What I don't know is if I am missing out on a much better rate by not shopping around. He's quoted me a few weeks ago a 30yr fixed rate of 4.375% with my middle score being 689. Can you give me suggestions on how I should go about shopping around so I don't waste time spinning my wheels talking to people that will tell me anything I want to hear because they want to do the loan with them. I filled out one of those online forms at lendingtree.com and was bombarded with a million phone calls. I didn't talk to any of them because it was just too overwhelming and I felt like the hot lead that everyone was trying to get to first. Any input will be very helpful for me.

[Bryan Hancock]

Amerisave:

Amerisave

The Mortgage Professor also keeps a list of Upfront Mortgage Lenders here:

Upfront Mortgage Lenders