Personal Guarantee Required?

[William Jenkins]

Looking for a little insight from some of the other markets out there in terms of financing. Has anyone been able to finance any of their properties without a personal guarantee? Before the bust it was game on for these types of loans, but now everyone wants a guarantee. Curious to see what others are seeing and if so what terms they are encountering. I don't have any financing in place but if I did, I would want everything separated and behind its own individual firewall.

[Charlie Fitzgerald]

Personal Guarantees should not be a worry for a credible investor.  However, you can find lenders that will not require them, and the fact that they have additional risk in not requiring them will be reflected in their rates, terms and fees to make the loan.