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Updated almost 10 years ago on . Most recent reply

User Stats

172
Posts
66
Votes
Gloria Mirza
  • Real Estate Agent
  • San Jose, CA
66
Votes |
172
Posts

Rate lock expired, what are my options

Gloria Mirza
  • Real Estate Agent
  • San Jose, CA
Posted

I'm purchasing a house and my 30 day rate lock has expired.  Currently the rate is about 4.125 and I locked at 4.25%.  The lender says that they locked me again at 4.25 but I never asked for that.  What are my options?  Is it fair for me to insist on getting a new lock at todays rate?  We should close by this Friday and they are going to draw docs tomorrow.

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