Inv Property HELOC - Help!

[Shefali R.]

We are looking to explore an Inv Property HELOC option for a rental property we own free and clear in NYC. Based on suggestions on these forums, I am planning to reach out to a large number of community banks and credit unions to see who might have this product available. We live in a NYC suburb in the state of NJ. Questions:

1. Should i reach out to community banks in NYC (where the property is), or in the area where we live (NJ) or does region even matter 

2. Do you know of any community banks/credit unions who offer Inv property HELOCs in NJ and/or NYC. 

Thanks so much!