Any solutions to this problem?

[Joseph Weisenbloom]

So I am trying to close on this deal and I am running into some roadblocks with the financing. The lender is refusing to finance because "I have too many vacant units" 

One property we just aquired is still being rehabbed, the leases are expiring soon in another property and the property I am trying to aquire is vacant. I have sufficient income and I would have no problem paying for the vacant units while they get stabalized. I also have siginificant reserves for this kind of situation.  Filling these units should be no problem at all just bad timing.

Now they are telling me that the only way to close the deal is hard money which I would rather not use. Paying 3 points for a loan that I most likely will refinance in a month does not sound fun. In all honesty I would rather bring 6 months of payments to escrow than throw my money away on points.

Anyone run into this situation? Any solutions out there?