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Updated over 9 years ago on . Most recent reply

Michael N.'s profile image
Michael N.'s profile image
Michael N.
  • from Libertyville, Illinois
  • Member since Jun 2, 2016

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Michael N.'s profile image
Michael N.'s profile image
Michael N.
  • from Libertyville, Illinois
  • Member since Jun 2, 2016
Michael N.
  • Libertyville, IL
0
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6
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Private Lending & Conventional Mortgage Advice

Concerned about amount of informatioin requested by lender

Michael N.
  • Libertyville, IL
Posted

I am concerned about how much information I have to provide to a lender, to finance some investment properties.

I am new to real estate investing, and looking at turn-key companies. CashFlow Savvy recommended a lender (Ridge Lending Group in Portland, OR), and their information request is extensive. They want 401k information, signed credit card authorization, all bank accounts, IRAs, tax returns. Basically a social engineer's treasure trove of information.

Is this a normal request?

Cheers.

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Jessica S.'s profile image
Jessica S.'s profile image
Jessica S.
  • Real Estate Agent
  • from Portland, Oregon
  • Member since Oct 16, 2013

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Jessica S.'s profile image
Jessica S.'s profile image
Jessica S.
  • Real Estate Agent
  • from Portland, Oregon
  • Member since Oct 16, 2013
Jessica S.
  • Real Estate Agent
  • Portland, OR
67
Votes |
154
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Jessica S.
  • Real Estate Agent
  • Portland, OR
Replied

They didn't ask you for anything out of the ordinary.  If you don't want to divulge that information you may have to forgo getting a loan.

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