Lender Keeps pushing closing dates

[Ebrima Drammeh]

Hello All, 

I am pretty new and I am about to close on my first property but my lender keeps pushing the closing dates. They have pushed it for different reasons and the latest reason they gave me is that the process is now with underwriter and they gave me a closing date again but I don't know how to trust them anymore. they have pushed up to 3X and its now almost 3months.

Is this normal? should I be wary or just go look for another lender. I have sign a vacate notice at my current place and I have to move out of my apartment in 3weeks. Is there a way I can get them to provide me with temporarily lodging if they pushed passed the date I am supposed to move out of my current apartment until they finalized the closing date?since they are the ones delaying the whole process. 

Thanks your advise will greatly be appreciated. 

[Stephanie Medellin]

@Ebrima Drammeh  It's really hard to say if it's normal or not without knowing the reason for the delays.  What's more important is if there is really a delay due to the lender taking a long time or is something wrong?  If something is wrong does that mean your loan won't end up being approved?  They may have told you it was approved, but a loan is never really 100% approved until it funds.  If it's still being looked at by the underwriter, then they are still reviewing your paperwork.  Try to get a little more information so you know exactly what is going on and if there are any problems.  

They will not pay for your housing while in the process.  Unfortunately you're just applying for a loan with them, but that doesn't make them responsible for your expenses in the meantime regardless of how long it takes.  As I said before a loan is not 100% approved until it funds, so they really don't have any obligation to you before that happens.  It could be delayed due to something out of their control.  I'm not trying to stick up for them, as I realize this is very important, I'm just trying to explain it from a different perspective.