Interest rate on cash out refinance

[Glenn P.]

I'm wondering what others are seeing as interest rates right now.  I paid cash for a property and after 6 months passed I am putting a mortgage on it.

This would be my fifth mortgage so I know that increases the interest rate a little bit (maybe?)..and also by being a cash out refi I understand that can make the rate go up as well.

I was quoted 4.75 on a 30 year conventional fixed.  Is that in the ballpark of what I would expect?  I have excellent credit, so I know that doesn't factor in.

Thanks