Hard Money Second For Owner Occupant

[Rashad S.]

Hello Everyone.  Hey Ive been talking with a friend of mines who lives in California.  He has a property that has 2 houses on one lot + a garage thats converted into a living space as well.  He lives in the front house and rents the other two units out.  He receives $1700 in rent from the two units.  He has a first mortgage of $100k and is looking for a hard money second for $50 - $75k in order to upgrade the garage unit and then sell the whole property location. His credit is not that good.  Right now the property value is around $600k.

I told him that he should be able to find a second but he says he's looked everywhere.  My question is, how hard is it now a days to find owner occupant hard money seconds?  Where do I go to find?