2.875% Interest rate for 7/1 arm a good deal?

[Vijay Krishnan]

Hello all,

I just bought a home at Dublin,CA for 980880. Do you think 2.875% for 7/1 arm with a credit of 3300 is a good deal? What do you think about Title fees from North America title company. 

Loan amount: 735660

Loan : Jumbo
Down payment : 25%
Credit: Excellent (800)
Closing: Sep 20th. 2017

Lender: BOA(Bank of America)
Loan term: 7/1 arm
Interest rate: 2.875%
APR: 3.484%
Closing cost Credit: $3303
Interest Lock in time : 60 days (until Sep 25th)
Lender Fees: $1465
3rd party/Appraisal and all those add ons (Section B from Loan estimate): $819
Title (North american title company) + Section E from Loan estimate: $4821
Prepaids : $2000

I was shopping for Title company and found NATC to be even cheaper than entitle direct by $300.

NATC fees: 
Section C
courier Fee 50
document Preparation Fee 200
endrosement fee 25
Lenders Title insurance 591
Notary Fee 200
Recording Service Fee 25
Owners title insurance 1377
Closing/Escrow Fee 1037

Section E(Recording and tansfer taxes)
Grant Deed 33
Trust Deed 97
UCC1 Solar 34
solar contract 40
Notice of Completion 37
Transfer Tax 1075