Will eliminating old escrow help Debt to Income Ratio?

[Giora Sela]

I was wondering if I had eliminated escrows on my current mortgages will make any difference when applying for a new loan?

If my payment is now officially $150 less a month because I paid insurance and taxes directly, will a new lander notice and just add that back to my debt payments? 

Just trying to maximize my loan amount with conventional mortgages 

[Brendon Foster]

Even if you pay them Directly the lender will still factor them into DTI. your payment doesn't become $150 less it just becomes $150 a month less that your current servicer is letting you take care of directly instead of your one lump sum payment to your servicer.