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Updated almost 8 years ago on . Most recent reply

David Mohrmann's profile image
David Mohrmann's profile image
David Mohrmann
  • Real Estate Broker
  • from Raleigh, North Carolina
  • Member since Jul 7, 2016

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David Mohrmann's profile image
David Mohrmann's profile image
David Mohrmann
  • Real Estate Broker
  • from Raleigh, North Carolina
  • Member since Jul 7, 2016
David Mohrmann
  • Real Estate Broker
  • Raleigh, NC
10
Votes |
59
Posts
Private Lending & Conventional Mortgage Advice

Multi family conventional or fha loan

David Mohrmann
  • Real Estate Broker
  • Raleigh, NC
Posted
Biggerpockets family, I’m planning on purchasing a duplex, living on one side while keeping the established tenant in the other. Will the lender use the rent that is currently being collected in establishing my DTI? Is there a difference for conventional or fha loans? B. I also have a SFH, which I have rented out for the last two years, will this income be included in my DTI? Thanks!
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Harjeet Bhatti's profile image
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Harjeet Bhatti
  • Lender
  • from Glenview IL- CDLP NMLS#230554
  • Member since Apr 21, 2015

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Harjeet Bhatti's profile image
Harjeet Bhatti's profile image
Harjeet Bhatti
  • Lender
  • from Glenview IL- CDLP NMLS#230554
  • Member since Apr 21, 2015
Harjeet Bhatti
  • Lender
  • Glenview IL- CDLP NMLS#230554
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Harjeet Bhatti
  • Lender
  • Glenview IL- CDLP NMLS#230554
Replied

@David Mohrmann Yes that will be calculated 75% of  rental income.

B. According to Sch. E income.

  • Harjeet Bhatti
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