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Updated almost 6 years ago on . Most recent reply

List of 100% LTV HELOC Lenders
I'll soon be closing on a 100% LTV HELOC and thought it might be helpful to the community to list a few lenders whom are doing these. Rates below are generally for credit over 720. Most of the lenders below lend across the US.
- Tower FCU (MD) - No closing costs, P + 1.00%; IO payments
- American Eagle FCU (CT) - No closing costs, P + 2.25%; IO payments
- Nutmeg State (CT) - No closing costs, P + 1.50%; IO payments
- KeyBank - No closing costs, P + 1.86%; IO payments (able to lock in fixed rate on draws)
- Palisades FCU - No closing costs if line is open for 3-years; P + 0.90%; IO payments
- Quorum
- UBI
- FInex
- Transportation FCU
Most Popular Reply

Signature Federal Credit Union as well. They lend in the continental USA.