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Private Lending & Conventional Mortgage Advice

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Ryan K.
  • Investor
  • Chico, CA
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TRYING TO CREATE A NOTE

Ryan K.
  • Investor
  • Chico, CA
Posted Jan 22 2019, 22:30

I have the opportunity to lend on house we rehabbed. Would be owner-occupied. Title company states that they can simply originate the note and I can even service it myself. From what I’ve read it sounds way too simple and I’m likely to violate lender laws in my wonderful state of CA. 

How/who do I safely originate a loan on these properties? Is it really as simple as letting the title company record the note that lender/buyer agree to?

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