Portfolio lending - need referrals for perfect borrower

[Paolo Ruggieri]

I have portfolio 20 rented single family homes to finance ($3m value, need 1.7m... 0.2 Refininace +1.5 cash out) that I own since 2-3 years.

I am perfect borrower (high personal and business credit score, stable rents, low LTV etc etc)

Traditional local bank quotes 2% costs (appraisal , title , underwriting etc), 10 years ballon and 6.3% interest rate.

Is there anything substantially better out there? I made some calls on based on a internet research, but found better deals only with some obscure brokers that want to charge me upfront fees before I close.... 

Do you know of anyone else reputable that could give me better terms ?

Thank you!

Paolo

(I have additional stable 13 properties that are financed well or that I am planning to sell soon that I am therefore not including in the finance portfolio)