Updated over 6 years ago on . Most recent reply
401k Loan - Do funds need to season?
Been searching around for an answer to this, but found nothing concrete.
I took a 401k loan to use as a down payment on my first buy and hold. Will I need to season these funds for 60 days? I read some things from @Chris Mason that if they are secured funds it's not necessary.
Also this loan shouldn't be calculated with my DTI, correct?
Most Popular Reply
No need to season, and will not impact DTI. Assuming, as always, no overlays.



