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Henry Naas
  • New to Real Estate
  • Chico, CA
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How many days present for an FHA Loan?

Henry Naas
  • New to Real Estate
  • Chico, CA
Posted

For an FHA loan, how many days you have to "physically" live in the house? I know the 1 year rule but I was wondering if it gets as specific as to how many days present. I saw somewhere on BP someone saying you couldn't be away more than 60 days at a time. I saw someone else saying it just had to be at least half the year. I travel a majority of the year volunteering with a non-profit organization. So I was wondering if its still possible to have an owner-occupied loan even if Im away for about half the year.

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