Closing in an LLC - Non-QM Lender

[Christian D.]

I'm currently in contract on a property (2-4 unit) with a non-qm lender. Since this lender is not adhering to Fannie Mae guidelines, I am looking to close the property in an LLC. I was told by my mortgage broker he would need to re-price the loan (the loan was originally submitted using my personal name). My question is, if the loan is recourse, and I am personally guaranteeing the loan, why would the loan need to be re-priced? It's simply for asset protection purposes. Thanks, Christian