Optimal way to refinance?

[Ali Taghikhani]

Hi everyone.

I am looking to invest in multi-family, either 4-plex or above in Florida in the coming month. Ultimately, later this year ideally, I would like to refinance, and take the funds out and use it for my next investment. My question is should I use a hard-money lender to finance the property at first? Or should I use a traditional bank loan? Which would be ideal if I would want to refinance relatively 'quickly'?

Any insights or thoughts on this would be much appreciated.