Seller finance + Hard money

[Taras Kokhman]

Hey everyone! If the seller willing to finance 60% of the cost, can I finance 40% with hard money? Thank you

[Kalonji Mitchell]

I work with both hard money lenders and private money that will fund up to 85% and will allow the seller to subordinate the remaining. But, the key is subordinating. The seller's financed portion has to be in second/junior position.