HELOC on Rental Properties

[Weng L.]

I am located in south Florida, having hard time finding good HELOCs on rental properties

-- PenFed: 80 LTV, not allow borrower to own more than 3 properties including primary home

-- TD Bank: 75 LTV, not allow borrower to have more than 2 rental properties that have mortgage

-- CrossCountry: 80 LTV, but rate is very high, prime+4.5 for LTV>75. This is even higher than unsecured personal line of credit from Suntrust

-- PriorityOne Credit Union (local to Broward county, FL): 75 LTV, prime+1, can do up to 2 HELOCs only

Any other HELOCs lenders can do 75 LTV with reasonable rate?