Local SFR Lenders in Eastern NC
So I just finished BRRRRing my first property and my second is under rehab right now. My lender had told me that they would be able to refinance me out of both of them based off the appraisals, but now I found out that they are just using Fannie/Freddie delayed financing and will only go up to the initial purchase price. Otherwise I need to wait the 6-month seasoning period. I've contacted some local credit unions and banks without luck so far.
Does anyone in NC know of a local bank, credit union or lender who will give me a cash-out refinance loan at 75% or 80% LTV inside 6 months from purchase?