Know of a 5% Down Conventional Loan Product?

[Balane Frece]

Hello, 

TL;DR Does anyone know of a lender who serves Texas that offers a 5% conventional loan product to financially strong applicants? 

I bought my duplex using a 5% down conventional loan called Home Possible in January of 2019 at a 4.2% interest rate. Now, interest rates are much lower but the guidelines for home possible have shifted and I earn too much. 

I'm seeking a lender with a 5% down loan product to avoid having to put more money in the property but still capitalize on the lower interest rates. My debt to income ratio is low and I have liquidable investments. The duplex is also in Texas and one side is my personal residence. 

Thanks! 

[David M.]

@Eric Veronica

Oh...  Thanks for the info!