Will escrow removal affect DTI?

[Ashton Karp]

I know this post may seem like an obvious answer but I haven't found any real answers on this specific question. I want to purchase a vacation property and my DTI will be to low to qualify. I own one house and have one source of income, w2. My question is if I were to remove my escrow account and pay for taxes and insurance myself would this be calculated by a bank as a decrease in my DTI due to the mortgage being lowered approximately 25% or will they request payment verification for insurance and taxes to include monthly payment equivalent in my overall debts.

Thank you, BP for all your help.