So I'm in the middle of my first BRRRR and COVID has caused some changes to lending policies. Most notably it seems I can only get a cash out refi for 70% of the property value compared to the 80% I was expecting. I used both hard money and a private lender to fund the deal. 70% will cover my hard money loan and most of the private loan but I'd like to take another 10% out to pay off the private loan without any cash out of pocket. Does anyone know any banks giving HELOCS on investment properties right now? I'm located in Florida. Thanks!