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Updated over 4 years ago on . Most recent reply

Aviv Berkovitch's profile image
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Aviv Berkovitch
  • from New York City, NY
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Aviv Berkovitch's profile image
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Aviv Berkovitch
  • from New York City, NY
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Aviv Berkovitch
  • New York City, NY
12
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Private Lending & Conventional Mortgage Advice

10 conventional mortgages to one commercial loan

Aviv Berkovitch
  • New York City, NY
Posted

Hi all,

When my wife and I will reach our 10 conventional mortgages limitation.

Can we take a blanket commercial loan for all of the 10 properties, pay/close the conventional mortgages with the bank and repeat the process? (Take new conventional mortgages).

Thanks in advance,

Aviv

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Timothy Hero's profile image
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Timothy Hero
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  • from United States
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Timothy Hero
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  • from United States
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Timothy Hero
  • Lender
  • United States
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Timothy Hero
  • Lender
  • United States
Replied

I'm a commercial broker and yes, that'll work. When you get the loans with a commercial lender, they do not appear on your credit. Therefor, you're "freeing" up space.

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