Asset-based STR financing w/ no points upfront?

[Dan A.]

Has anyone worked w/ a lender that offers asset-based STR financing w/ no points upfront? No problem if it would require a 20%+ down payment and reserves. I imagine it's like finding a unicorn, but I appreciate any and all leads!

[Dan A.]

Hey @Joseph Firmin - yes, based on the income that the property will generate. No tax returns or debt-to-income ratio.