Mortgage lenders in Michigan

[Charyl J.]

Hello BiggerPockets people,

I'm hoping I can get some advice/help. I'm looking for a Mortgage lender. I'm in Kalamazoo MI. I'm on the journey of obtaining my 2nd property. I'm focusing on Single Family homes and Multifamily no larger than 4 units. I plan to move into my next house so I can use a conventional loan with a lower down payment. I found a broker in my area but he isn't used to working with Investors and he's been pretty difficult to work with so far. I've also checked out the Mortgage Lenders section here on Bigger Pockets but honestly it's kind of overwhelming. Can anyone recommend someone I can use? Thanks in advance!!

[Isa G.]

Hey Charyl, 

I've gone through Jeremy Drobeck at Amerifirst Home Mortgage and he was really helpful at explaining all of the factors that determined my rates. He also invested in REI himself at one point so he understands the mindset/needs of an investor and was patient in explaining loan options such as 203k if you want to finance rehabs as well. He also provided good referrals for insurance brokers and I'm guessing he has lots of other local referrals for contractors, inspectors, etc.

I also heard Arbor Credit Union can do 100% financing for conventional mortgages although I haven't worked with them yet, but worth checking out.